In the meantime, I tasked team members with obtaining blood cultures and administered time-sensitive treatments like insulin or antibiotics. Do My Parents Fall Under The Senior Citizens Category? Is Opting For A Surgical Plan Better Than General Health Insurance? Your interviewer wants to check your interpersonal skills and compassion for others. Coverage Limits: Some health insurance policies only pay for health care up to a certain dollar amount. Employers look for healthcare specialists they can trust with the lives of their patients. How did you take care of this patient and still provided your other patients with adequate care? As per the new guideline proposals, if two people of the same age buy a health policy at the same time, an individual who has already had a health policy should be charged a lower premium compared to the other person applying for the health plan for the first time. NCB retention is a relatively new add-on cover offered by general insurance companies. Question2: My father's age is 55, central government employee and my mother is a house wife, 43 years old. I am fulfilled in my role as caregiver and dedicated to giving my best to my patients.”. Healthcare Interview Questions (With Example Answers) 2. So which financial institution would be better to apply for health insurance? What Is The New Plan Of Irda For Entry Based Pricing For Insurance Premium? How would you manage the situation? a) … It also helps them get a better idea about you personally to see if you’re a good fit for the company. Example: “Elderly patients value their independence, and I like to help them achieve it by providing the best occupational therapy. Health insurance is very important for your parents, especially in old age. The upper limit of a health insurance policy can go as high as Rs 60 Lakhs. If I Am Opting For Some Additional Coverage, Should I Pay More Premium? Stay positive when you describe the situation and avoid negative comments on difficult patients. Since her honest input was crucial to my diagnosis, so I asked permission to continue the exam privately. Is It Useful To Go In For Such An Insurance Add-on? Attendant allowance: Some policies grant a fixed amount on a per-day basis to adults who look after an insured child at a hospital. Show that you know the steps to announce bad news. You will need to check with your health insurance company if they offer any policy covering ENT treatment. AP6AM Interview Questions ©Copyright 2020. Neither can the banks help the consumer in case of claim settlement. Other covers offered by health insurances are: Daily hospital cash allowance: Some policies allow a daily allowance when hospitalised which cover food, refreshments and other expenses which is normally a pre-fixed amount on a per-day basis. In addition, some insurance company schemes have annual or lifetime coverage maxima. What Is Prior Authorization For Health Insurance Policy? I take the time needed to listen to my older patients.”. I learned a lot about new behaviors and expectations in the healthcare industry. Tell me about yourself and how you realized you wanted to be a healthcare provider? If you haven’t yet taken any courses, consider registering before your interview. Depending on the health insurance riders, a health insurance policy can also provide adequate coverage for ambulance charges, compensation of lost income and others. Does Health Insurance Offer Any Other Benefits Other Than Coverage Of Hospital Expenses? No claim bonus retention is an add-on cover attracting a number of car insurance seekers. Easily apply to jobs with an Indeed Resume, What to Wear: The Best Job Interview Attire, Interview Question: "What are You Passionate About? Capitation is an amount paid by an insurer to a health care provider, for which the provider agrees to treat all members of the insurer. With the introduction of new technologies, the health care industry is changing quickly and requires professionals who can adapt. Question3: What are the circumstances in which you can buy a travel insurance? Can You Tell Me What Does Cumulative Bonus Means In A Health Insurance Plan? Question 22. To answer this question, focus on your ability to prioritize tasks. Example: “First, I would gather all clinical information to make sure I was ready to answer their questions. Once she was alone, she told me everything I needed to confirm what the problem was and offer proper care.”, Related: Interview Question: “How Do You Handle Stress?”. Question 16. Continuing education is one way to stay current on advancements in healthcare. An important point to keep in mind is the fact that your policy should be renewed without a break to be liable for a cumulative bonus. 250+ Health Insurance Interview Questions and Answers, Question1: What is Coinsurance for health insurance policy? This is because the features / coverage may vary a lot. 5 Lakhs. On buying the health insurance policy, it is important to go through the fine print in detail. Question 20. A co-payment must be paid each time a particular service is obtained. Example: “When I was working at General Hospital, I had the opportunity to participate in the development of a new online portal.